Postgraduate Student Loans

Please note that international students are not eligible for this loan.

Student Loans from the Student Loans Company(SLC) for Postgraduate Students been extended to cover the 2017/18 Academic Year.  

The Government have increased Postgraduate Loans of up to £10,280 for eligible students who are studying a taught or research Masters course commencing in September 2017.  

These loans will be a contribution towards the costs associated with completing a Postgraduate Masters course and can be used towards tuition fees or living costs as you decide. The loan is non means tested and will be paid directly to you, the student, rather than the University.

Postgraduate Loan applications for 2017/18 are now Open.  Please apply via the UK Government website.

Basic Eligibility Criteria (correct as of 13 April 2017)

Who can get a Postgraduate Loan

Whether you can get a Postgraduate Loan depends on:

  • your personal eligibility
  • your course, and
  • your university

Personal eligibility

To get a Postgraduate Loan you must meet certain criteria on nationality, residency, age and previous study.

Nationality and residency

To apply for a Postgraduate Loan you must:

  • be a UK or EU national or have settled status (this means that there are no restrictions on how long you can stay in the UK),
  • normally live in England and have not moved there just to study, and
  • have been living in the UK for at least three years before the start of your course.

You may also be able to apply for a Postgraduate Loan if you’re:

  • a refugee, or a relative of one,
  • under Humanitarian Protection, or a relative of someone under Humanitarian Protection,
  • 18 or over and have lived in the UK for at least 20 years or at least half your life,
  • an EEA or Swiss migrant worker, or a relative of one,
  • the child of a Swiss national, or
  • the child of a Turkish worker.

If you’re an EU national and have been living in the EEA or Switzerland for at least three years before the start of your course you’ll also be able to apply for a Postgraduate Loan.

Age

You must be under 60 on the first day of the first academic year of your course to get a Postgraduate Loan.

The academic year starts on:

  • 1 September, if your course starts between 1 August and 31 December
  • 1 January, if your course starts between 1 January and 31 March
  • 1 April, if your course starts between 1 April and 30 June
  • 1 July, if your course starts between 1 July and 31 July

Previous study

Having a loan from a previous undergraduate course won’t affect your eligibility for a Postgraduate Loan.

You can only get a Postgraduate Loan if you don’t already have a postgraduate Master’s qualification or a higher level qualification like a PhD.

MAs from Scottish universities, University of Oxford, University of Cambridge or Trinity College Dublin are at a lower level than a postgraduate Master’s qualification. If you have an MA from one of these universities you’ll still be able to get a Postgraduate Loan.

If you take a Postgraduate Loan for a course but don’t complete it you won’t be able to get a second Postgraduate Loan. If you have to withdraw for compelling personal reasons, such as illness, you may be able to apply for another Postgraduate Loan to allow you to start a new course.

Course eligibility

All LSTM Masters course are eligible for Postgraduate Loans.

You can’t get a Postgraduate Loan for postgraduate level courses, such as PgCert (Postgraduate Certificate), PgDip (Postgraduate Diploma) or where the postgraduate course is funded by undergraduate student finance.

Other sources of funding

You won’t be able to get a Postgraduate Loan if you are able to apply for a healthcare bursary, or are receiving a social work bursary, from:

  • National Health Service (NHS) - this also applies to intercalating medics.
  • Department of Health, Social Services and Public Safety (DHSSPS), or
  • Student Award Agency Scotland (SAAS).